VA Home Loans

VA offers a variety of home loan guaranty programs for Active Duty Servicemembers, Veterans, and National Guard and Reserve members. A Purchase Loan allows the purchase of a home at a competitive interest rate often without requiring a downpayment or private mortgage insurance.

VA's Cash-Out Refinance Loan is for homeowners who want to take cash out of their home equity to take care of concerns like paying off debt, funding school, or making home improvements. The loan can also be used to refinance a non-VA loan into a VA loan. VA will guaranty loans up to 90% of the value of a home.

PROGRAM BENEFITS

• Closing costs are comparable with other financing types
• No mortgage insurance premiums
• Right to repay without penalty
• No down payment unless required by the lender or the purchase price is more than the reasonable value of the property
• Plus, you'll qualify for our Happy Home Credit!